Our funeral home has been proud to serve our communities for over 100 years. We are currently and closely monitoring and adhering to the health guidelines set forth by the CDC, NC Department of Health and Human Services and Governor Roy Cooper. During the Covid-19 pandemic our funeral home will remain open and our staff will continue to assist families during this difficult time.

If you are ill and cannot come to our facility to make arrangements for a loved one, or share your condolence with a family please feel free to reach out to us.

In this climate of uncertainty, we want you to know we are doing our best to keep the safety of our families, staff and general public a top priority. Should you have any questions about anything please feel free to contact us at 919-894-3131, 910-897-7426 or 919-963-3117.

The Staff of Rose & Graham Funeral Home
Benson, Coats and Four Oaks, NC.


Social Security Benefits
Are you a survivor of someone who was receiving Social Security benefits? If so, you or another family member may qualify for monthly survivors benefits. As the survivor, if you are the spouse, child or parent of someone who has worked long enough under the Social Security Administration you may qualify to receive certain benefits.

What are Social Security Death Benefits?

Social Security Death Benefits are paid to widows, widowers, and dependents of a deceased eligible worker. This benefit, meant to assist with a family’s financial burden of losing the lost loved one’s income, is particularly important for young families with children.

Monthly benefit amounts are based on the earnings of the person who died. The more they paid into Social Security, the higher your benefits would be. This amount is a percentage of the deceased’s basic Social Security benefit.

Additionally, a one-time lump-sum death payment of $255 can be paid to the surviving spouse if he or she is living with the deceased; or if living apart, was receiving certain Social Security benefits on the deceased’s record. When there is no surviving spouse, the payment is made to a child who is eligible for benefits.

Who Qualifies for Benefits?

A one time payment of $255 is paid in addition to the monthly cash benefits described above. The lump-sum death payment (LSDP) is paid in the following priority order:

  • A widow or widower age 60 or older
  • A surviving divorced spouse, under certain circumstances
  • A widow or widower at any age who is caring for the deceased’s child who is under age 16 or disabled and receiving child’s benefits
  • An unmarried child of the deceased who is one of the following:
  • Younger than age 18 (up to age 19 if he or she is a full-time student in an elementary or secondary school).
  • Age 18 or older with a disability that began before age 22.

What Steps Should Survivor’s Take?

In most cases, the funeral home will report the person’s death, however, if not, a surviving family member should notify the Social Security Administration as soon as possible following the date of death. Deaths cannot be reported online, and benefits can not be applied for online.

How Do I Contact the Social Security Administration?

If you need to report a death or apply for benefits, or have questions about qualifying to receive survivor’s benefits, call 1-800-772-1213.

Additional information is available online at